Penal Code § 32.315(e)(1) · State jail felony

FRAUD POSS/USE CREDIT OR DEBIT CARD <5

Fraud POSS/USE Credit or Debit Card under 5 in Texas: what bail is set at, how often a personal bond is granted, and what usually happens to the charge.

$5,000
Median cash bail
6%
Released on personal bond
3,326
Bail records

What “FRAUD POSS/USE CREDIT OR DEBIT CARD <5” means

Texas Penal Code § 32.315 defines fraudulent use or possession of credit card or debit card information. A person commits the offense by obtaining, possessing, transferring, or using, with intent to harm or defraud another, a counterfeit credit card or debit card, the number and expiration date of a credit or debit card without the account holder's effective consent, or data stored on a card's digital imprint without the account holder's effective consent. The offense is graded by the number of items obtained, possessed, transferred, or used; under subsection (e)(1), this state jail felony variant applies when the number of items is fewer than five. The State need not prove a completed purchase — possession of the card or card data with the required fraudulent intent is sufficient.

Charged asShare of bail recordsPossible confinementFineSource
State jail felony100% 180 days to 2 years in a state jail Fine up to $10,000 Penal Code § 12.35

Ranges are the statutory maximums for the level; enhancements, prior convictions and plea agreements change what is actually imposed.

Bail for FRAUD POSS/USE CREDIT OR DEBIT CARD <5 in Texas

Across 3,326 Texas bail settings for this charge (23 counties, Apr 2022 – Jun 2025), the median cash or surety bond was $5,000 (middle half: $2,500 – $10,000). 6% of defendants were released on a personal bond, and bail was denied in 257 cases. When this was the only charge at booking (395 records), the median was $5,000 and 18% got a personal bond.

CountyRecordsMedian cash bailMiddle halfPersonal bondDenied
Bexar 520 $7,500 $4,000 – $10,000 3% 9%
Tarrant 349 $2,000 $1,500 – $3,500 8% 2%
Travis 300 $7,500 $5,000 – $10,000 12% 6%
Collin 175 $5,000 $2,500 – $10,000 3% 0%
Fort Bend 137 $5,500 $3,000 – $20,000 9% 15%

Showing the 5 counties with the most records; use the selector for any county with at least 30. Per-charge bond settings on original magistrations, from Texas OCA bail reporting under SB 6. Bail is set case by case — these are statistics, not a prediction.

Recent FRAUD POSS/USE CREDIT OR DEBIT CARD <5 cases

CaseCountyFiledDisposedOutcome
NA26-768ComalAug 25, 2026Aug 25, 2026Dismissed by the prosecutor
23-DCR-103911FortBendAug 28, 2023Aug 24, 2026Guilty or no-contest plea
25-2014-K26WilliamsonNov 17, 2025Aug 11, 2026Guilty or no-contest plea
NA26-719ComalJul 30, 2026Jul 30, 2026Dismissed by the prosecutor
F-22-23742DallasMar 10, 2022Jul 15, 2026Dismissed by the prosecutor
26-06-09817MontgomeryJun 9, 2026Jul 6, 2026Dismissed by the prosecutor
25-DCR-113480FortBendDec 22, 2025Jun 29, 2026Guilty or no-contest plea
26-01-01517MontgomeryJan 29, 2026Jun 25, 2026Guilty or no-contest plea
CR-25-4564-FHaysNov 12, 2025Jun 23, 2026Dismissed, but convicted on a companion charge
CR-25-4564-FHaysNov 12, 2025Jun 23, 2026Dismissed, but convicted on a companion charge

Charged with FRAUD POSS/USE CREDIT OR DEBIT CARD <5?

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Bail data: Texas Office of Court Administration magistration reports (SB 6), Apr 2022 – Jun 2025. Court outcomes: county district and county clerk records. Statistics describe past cases and are not legal advice; every case is decided on its own facts.