CREDIT CARD OR DEBIT CARD ABUSE ELDERLYTexas Penal Code (PC) § 32.31(d)
Credit Card or Debit Card Abuse Elderly is a third-degree felony under Texas Penal Code (PC) § 32.31(d). It is punishable by 2 to 10 years in prison and a fine up to $10,000.
Below: how these cases end in Texas courts, how long they take, and the punishment.
What does “CREDIT CARD OR DEBIT CARD ABUSE ELDERLY” mean?
Credit Card or Debit Card Abuse Elderly is a third-degree felony under Texas PC § 32.31(d).
This charge is the elevated form of credit card or debit card abuse under Texas Penal Code § 32.31(d), which applies when an offense described by § 32.31(b) is committed against an elderly individual — defined by the Penal Code as a person 65 years of age or older. The underlying conduct is the same as ordinary card abuse: for example, with intent to obtain a benefit fraudulently, presenting or using a credit or debit card the actor knows was not issued to him and is not used with the cardholder's effective consent, or knowing the card is expired, revoked, or cancelled; stealing a card or receiving a stolen card with intent to use, sell, or transfer it; or possessing another person's card without consent and with intent to use it. The elderly-victim element raises the grade from a state jail felony to a third-degree felony.
What usually happens to a CREDIT CARD OR DEBIT CARD ABUSE ELDERLY charge?
28% ended without a conviction, 34% in deferred adjudication and 38% in a conviction.
How 215 resolved CREDIT CARD OR DEBIT CARD ABUSE ELDERLY charges filed 2019–2023 ended, across 11 counties (Brazoria, Collin, Comal, Dallas, FortBend, Galveston, Hays, Montgomery, Rockwall, Travis, Williamson):
Outcome is the final disposition recorded on the charge. “Other” (0) covers waived counts, bond forfeitures, transfers and unrecorded outcomes. Bexar County records disposition dates but not outcomes, so it counts toward time-to-disposition only. Tarrant County criminal records are not in this dataset.
How long does a CREDIT CARD OR DEBIT CARD ABUSE ELDERLY case take to resolve?
Typically about 13 months: half of resolved cases closed within 398 days of filing.
Across 215 resolved CREDIT CARD OR DEBIT CARD ABUSE ELDERLY charges filed 2019–2023, the median time from filing to disposition was 398 days. The middle half took between 205 and 609 days.
Time depends on the county's docket, whether the case is set for trial, and plea negotiations.
How did real CREDIT CARD OR DEBIT CARD ABUSE ELDERLY cases end?
Individual cases from the public court record, with the disposition and sentence text exactly as the clerk entered it. Every case is decided on its own facts.
Ended without a conviction
Deferred adjudication
Ended in a conviction
What is the punishment for Credit Card or Debit Card Abuse Elderly in Texas?
2 to 10 years in prison and a fine up to $10,000.
| Charged as | Possible confinement | Fine | Source |
|---|---|---|---|
| Third-degree felony | 2 to 10 years in prison (TDCJ) | Fine up to $10,000 | Penal Code § 12.34 |
Ranges are the statutory maximums for the level; enhancements, prior convictions and plea agreements change what is actually imposed.
How much is bail for CREDIT CARD OR DEBIT CARD ABUSE ELDERLY in Texas?
The median bail is $10,000, and 5% of defendants were released on a personal bond.
Across 3,757 Texas bail settings for this charge (19 counties, Apr 2022 – Jun 2025), the median cash or surety bond was $10,000 (middle half: $5,000 – $25,000). 5% of defendants were released on a personal bond, and bail was denied in 388 cases. When this was the only charge at booking (560 records), the median was $10,000 and 6% got a personal bond.
| County | Records | Median cash bail | Middle half | Personal bond | Denied |
|---|---|---|---|---|---|
| Travis | 832 | $10,000 | $8,000 – $25,000 | 13% | 2% |
| Tarrant | 366 | $3,500 | $2,500 – $5,000 | 1% | 1% |
| McLennan | 217 | $5,000 | $5,000 – $8,000 | 0% | 0% |
| Fort Bend | 215 | $4,500 | $500 – $9,500 | 0% | 82% |
| Hidalgo | 193 | $10,000 | $10,000 – $10,000 | 2% | 0% |
Showing the 5 counties with the most records; use the selector for any county with at least 30. Per-charge bond settings on original magistrations, from Texas OCA bail reporting under SB 6. Bail is set case by case — these are statistics, not a prediction.
Charged with CREDIT CARD OR DEBIT CARD ABUSE ELDERLY?
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Find a Defense AttorneyBail data: Texas Office of Court Administration magistration reports (SB 6), Apr 2022 – Jun 2025. Court outcomes: county district and county clerk records. Statistics describe past cases and are not legal advice; every case is decided on its own facts.